Homeowners Assistance for Minor Rehabilitation (HAMR)
The Homeowners Assistance for Minor Rehabilitation Program (HAMR) is a low-interest loan program designed for minor home repairs. It offers a maximum loan amount of $7,500 and a 3% - 5% interest rate, based on the household’s annual income. This loan is full amortized for equal monthly payments over a 10-year loan term.
Certain program qualifications apply. The property must be owner-occupied. The household’s income cannot exceed 120% of the current area median income, based on household size. Please refer to the income limit chart.
For all HAMR inquires please e-mail the Neighborhood Preservation Division at np@moval.org or call 951.413.3450
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